Citi is the first financial services company in the U.S. to
bring together banking, insurance, and investments under one umbrella.
With the most diverse array of products and the greatest distribution
capacity of any financial firm in the world, our 275,000 employees
manage 200 million customer accounts across six continents in more
than 100 countries. Click here for more info.
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Institutional Clients Group
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Institutional Clients Group is a leading force in the world's local and global capital markets. Our businesses are organized into three business lines -- Global Banking, Capital Markets and Global Transaction Services. We are proud that our clients have embraced and continue to benefit from the advantages of working with a unified corporate and investment bank. We offer our clients a complete product set on a global scale. We have a comprehensive global infrastructure supported by a local presence none of our competitors can match. And the depth of our experience across geographies and markets allows us to develop complex, innovative solutions that our customers just can't get anyplace else. Click here for more info.
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Global Consumer Group
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Citi's Global Consumer Group serves consumers through retail banking, cards,
and consumer finance, providing a full range of innovative and comprehensive
products and services. Our businesses also offer industry-leading advanced
technology, a strong worldwide presence, and a powerful global franchise in Citibank.
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Citi Assurance Services
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Citi Assurance Services provides insurance products and other security products
for distribution through the CitiFinancial branch network and for Citibank's
Credit Card operation. Departments include actuarial services, call center,
claims, compliance/policy filing, marketing and other support departments.
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Through its people, its brand, and its technology, Citi Cards represents the
most contemporary, advanced, and forward-thinking of global financial
institutions.
Citi Cards is the largest provider of credit cards in North America, with more
than 120 million customer accounts. As a leader in the industry, our success is
achieved through the introduction of innovative products, strong partnership, and
dedicated employees who are committed to excellence in whatever they do.
In addition to MasterCard- and Visa- branded credit cards, Citi Cards is the
largest provider of credit card services to the oil and gas industry and the
leading provider of consumer private-label credit cards and commercial accounts
on behalf of such important merchants as The Home Depot, Sears, Dell Computer,
Radio Shack, Staples, and Zale Corporation. Click here for more info.
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Citibank North America’s Retail Distribution Group delivers a wide array
of banking, lending, insurance (1), and investment services (2) to individual
consumers in the U.S. The Commercial Markets Group focuses on the financial
needs of small- and middle-market businesses. The network of Financial Centers,
which currently includes approximately 800 locations, is complemented by our
electronic delivery systems, including 24/7 access to ATMs, Citibank Online, and
CitiPhone Banking.
Products and services include checking, savings, and money market accounts,
certificates of deposit, and personal and home equity loans. Term life,
permanent life, and long term care insurance, underwritten by various carriers,
are available through Citicorp Insurance Agency, Inc. Investment services are
available through Citicorp Investment Services. Representatives in our Financial
Centers are trained and prepared to offer a Citipro financial check-up, a financial
needs analysis tool that enables Citibank and its affiliates to bring tailored
solutions to every customer.
(1) Citicorp Insurance Agency, Inc. is a licensed insurance agency and an
affiliate of Citibank. In the states where it does business, it is known as
Citicorp Insurance Agency, Inc. (In Maryland, Virginia and the District of
Columbia it does business as Citicorp Insurance Agency of Delaware, Inc. In
California, it does business as Citicorp Insurance Agency of California, Inc. OBO1347;
in Nevada, it does business as Citicorp Insurance Agency of Nevada, Inc. and in Oregon,
it does business as Citicorp Insurance Agency Inc. a Corporation of Delaware). Each
company is responsible for its own obligations.
(2) Securities transactions are through Citicorp Investment Services, member
NASD/SIPC and an affiliate of Citibank. Click here for more info.
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With a current global portfolio of more than $20 billion, CitiCapital, a business
unit of Citi, is one of the largest commercial finance companies in the
US. CitiCapital provides a full range of financing solutions and services to more
than 575,000 customers and is a market leader in financing construction, energy
management, material handling, healthcare and business technology equipment. Click here for more info.
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CitiFinancial, a member of Citi, is the leading community-based lender in
North America, serving more than 8 million customers through more than 2,100
offices in 48 states and Canada. CitiFinancial offers a wide variety of loan
products and services, including personals loans, auto loans, real estate loans, and
loans to finance consumer goods. CitiFinancial Mortgage and the CitiFinancial
Auto, which is comprised of Arcadia Financial, Ltd, Auto One Acceptance Corporation,
and TranSouth Financial Corporation, are also members of the CitiFinancial family of
businesses. Click here for more info.
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CitiFinancial International
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With a global portfolio of more than $15 billion, CitiFinancial
International provides consumer financing solutions and services to more
than 3 million customers throughout the world. CitiFinancial
International has a market presence in Japan, the United Kingdom, Western
Europe, Argentina, Brazil, Chile, India, Thailand, Korea, and the
Philippines. Click here for more info.
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Headquartered in St. Louis, Missouri, CitiMortgage prides itself in making the
dream of homeownership come true for a wide range of customers and partners across
the country every day. As a member of Citi, we're focused on providing the
highest quality mortgage products as part of an expansive portfolio of financial
services that includes banking, insurance, asset management, credit cards, and much more.
We offer products to help first-time homebuyers, as well as those interested in
building a new home, refinancing, or tapping into the equity built up in an existing
home. And, because we're focused on keeping customers for life, we provide products
and services specific to your needs now and those that will be relevant in the future. Click here for more info.
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Primerica Financial Services is a leading distributor of financial products and
services, with more than 100,000 full- and part-time representatives and 6 million
clients. Primerica and its affiliates focus on serving the middle-income markets in
the United States, Puerto Rico, Canada, the United Kingdom, and Spain by offering
consumers an array of appropriate financial solutions and personal service.
Through its life insurance affiliates, the company is a global leader in term life
insurance. In addition, Primerica cross-sells a variety of products manufactured by
other Citi subsidiaries, including Smith Barney mutual funds, annuities
underwritten through Travelers Life and Annuity, as well as loans and mortgages
provided through CitiFinancial, Citicorp Trust Bank, and CitiMortgage. Click here for more info.
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Student Loan Corporation
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The Student Loan Corporation is one of the nation's leading originators
and holders of insured student loans providing a full range of education
financing products and services to meet the needs of students, parents,
schools, and lenders. The company was previously a division of Citibank
and became a NYSE -listed corporation in 1992. Citibank, N.A. is the
majority shareholder. Citibank was one of the first banks to finance higher
education, beginning in 1958. Today, The Student Loan Corporation serves
1.7 million customers and more than 3,000 schools nationwide. Educational
Loan Center, Inc. is a subsidiary of The Student Loan Corporation.
The Student Loan Corporation originates, holds, and services federally
insured student loans in the U.S. through a trust agreement with Citibank,
N.A.,an indirect wholly-owned subsidiary of Citi Inc. The Student Loan
Corporation is one of the nation’s leading originators and holders of student
loans guaranteed under the Federal Family Education Loan Program. The Student
Loan Corporation also holds student loans, including CitiAssist Loans that are
originated under alternative programs and are not insured under the act.
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Global Wealth Management
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The Global Wealth Management division at Citi comprises three of the most respected brands in wealth management: The Citi Private Bank, Smith Barney and Smith Barney Global Equity Research. Global Wealth Management is a top-tier global wealth manager providing some of the best institutional capabilities available today. Serving both private and institutional clients, Global Wealth Management taps the strength and resources of Citi to maximize value and service.
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The Citi Private Bank, one of the largest private banking businesses in the world, provides personalized wealth management services for clients through its nearly 470 private bankers and 290 product specialists in more than 30 countries. The Citi Private Bank offers unmatched global reach, coupled with a broad range of portfolio management and investment advisory services, an array of structured lending and banking services, as well as expertise from the Markets & Banking. Citi Private Bankers act as trusted advisors, designing and coordinating insightful solutions for individual client needs, with an emphasis on personalized, confidential service.
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Smith Barney is the global private wealth management unit of Citi. It is a leading provider of comprehensive financial planning and advisory services to high net worth investors, institutions, corporations and private businesses, governments and foundations. With more than 13,000 financial consultants in some 624 offices, Smith Barney offers a full suite of investment services, including asset allocation, private investments and lending services, hedge funds, cash and portfolio management, as well as retirement, education and estate planning. A division of Citi Global Markets Inc., the firm currently has more than 7.7 million client accounts, representing $1,015 billion in client assets. Click here for more info.
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Citi Investment Research is a highly respected research unit and is comprised of more than 300 research analysts in more than 20 locations around the world. Citi Investment Research covers more than 2,600 companies, representing 90 percent of the market capitalization of the major global indices, and provides macro and quantitative analysis of global markets and sector trends. Combined with Citi's exceptional sales and trading capabilities and Smith Barney's financial consultants, the core focus of the group is to help investing clients make informed decisions by providing value-added, independent, insightful analysis.
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Corporate Center
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Citi Corporate Center units include: Chief Financial Officer Group;
Citi Investments; Citi Operations & Technology; Audit Risk & Review;
Global Risk Management; Global Corporate Affairs, Human Resources & Business
Practices; and Corporate Legal.
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Citi Alternative Investments (CAI) is an integrated alternative investments platform that manages a wide range of products across four asset classes including private equity, hedge funds, real estate, and structured products. CAI manages capital on behalf of Citi, as well as third-party institutional and high net worth investors. CAI's goal is to enable its 14 investment centers to retain the entrepreneurial qualities required to capitalize on evolving opportunities, while benefiting from the intellectual, operational and financial resources of Citi. Click here for more info.
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